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Seed Banks That Take PayPal (And Why To Avoid Them)

Last updated December 17, 2020 By Steven Leave a Comment

Seed Banks That Take PayPal

You’ve probably been searching for a while with no answer.

Are there any seed banks that take PayPal?

Well, I have bad news for you.

At the time of writing, virtually no marijuana seed banks accept PayPal, because PayPal’s user agreement is fairly vague and their policy enforcement inconsistent.

We’ll explain that below.

We’ll also cover a way you can still use PayPal indirectly to purchase cannabis seeds online, along with some alternative payment methods that major seed banks offer.

Even if you can’t use PayPal, you can still purchase seeds online conveniently and safely.

Why Seed Banks Don’t Take PayPal

Anyone using PayPal has to agree to an acceptable use policy. This policy forbids transactions involving controlled substances, steroids, narcotics or drug paraphernalia.

Now, cannabis seeds are not actually a controlled substance. Not technically, anyway. But PayPal can decide if a given transaction violates their policy.

When it comes to seed banks, they generally let them do business. At first.

Eventually, any business taking payments through PayPal will have a dispute filed against them. Even if they do everything right, there are always people out there who use PayPal’s dispute system to try to get free stuff. I know this from experience working at an online store.

And when one of those disputes gets filed for a product that falls into a bit of a gray area like cannabis seeds, PayPal takes notice and decides to shut down the accounts involved and to freeze payments. Both the buyer and the seller.

This is the primary reason most seed banks do not take payments.

At some point, PayPal probably noticed they were selling cannabis seeds and shut down their account. Or the merchant knows this will happen eventually and decides to not wait around for PayPal to screw them over.

That thinking makes even more sense when you take PayPal’s fees into consideration. As of September 2020, they charge merchants 2.9% + $0.30 per transaction. Those fees add up.

Why Using PayPal To Buy Seeds Is A Bad Idea Anyway

There are still some seed banks that accept PayPal. These are usually newer banks that have no yet had a transaction flagged. Buying from a store that does not yet have a history is always a bit risky.

If you end up getting a bad batch of seeds, or you get nothing at all, your only recourse is to file a complaint with the payment processor. If that processor is PayPal, they may deem your transaction to be a violation of their policy and they could freeze your account.

It’s true that you won’t be able to get your money back using most other payment methods (like cryptocurrency) either, but if you buy your seeds from a reputable seed bank, this won’t be an issue.

And if you don’t care as much about anonymity, you can always use a credit card. Reputable seed banks keep your information secure and with a credit card, you are always able to file a dispute and get your money back.

How To Still Use PayPal Without Actually Using It

Even if you can’t buy weed seeds directly with PayPal, you can still use it to buy your seeds? How?

You can use your PayPal account to fund a cryptocurrency account. Then you can use the Bitcoin or other currency that you bought using PayPal to buy your cannabis seeds.

Even better, many of the bigger seed banks, like ILGM and Seedsman (see below), even give discounts up to 25% if you pay using Bitcoin.

Reputable Seed Banks

The following are our favorite seed banks. All of them have been around for a long time and have a history of delivering quality marijuana seeds. Most are located in Europe, but they offer fast delivery to the US.

ILGM stands for I Love Growing Marijuana. I’ll admit, it’s not my favorite name for a seed bank, but it is my favorite seed bank overall.

They have a large selection, tons of great deals, relatively fast shipping (they’re in Amsterdam). And, most importantly, they have a germination guarantee. If you get a seed that does not germinate, they will replace it.

ILGM does not accept PayPal. They do accept bank transfers, credit cards, bitcoin (but no other crypto) and even cash sent in an envelope, for the ultimate in privacy and anonymity.

They ship for free to any US state and to Australia (shipping to Aus is free for orders over $150) and they ship discreetly, so no one will ever know what you ordered. Their packaging also ensures customs has no idea what is being shipped, but if a package did ever get intercepted, they guarantee delivery, so they would ship you a replacement. Average shipping time is 4 days.

The I Love Growing Marijuana website is well laid-out and easy to use. They provide great info on all their seeds and their products have a ton of customer reviews to help you choose.

They also provide info on every aspect of growing, so if there’s anything you’re not sure about, you can probably find an answer somewhere on their website. And if not, they also have a fairly active forum where you can get answers to any questions that aren’t yet covered on the site. Learn more in our full review.

Crop King Seeds

Crop King Seeds doesn’t look like much at first glance, thanks to a poor website design. But it’s only cosmetic. The site works well and Crop King is one of the best online seed shops. And they’re not only online.

They are headquartered in Vancouver, Canada, but they actually sell their strains at over 100 physical locations across Canada. I don’t know of another online seed store that does this.

While the physical stores are all in Canada, Crop King ships worldwide from their online store. Shipping costs are a bit high, with a minimum charge of $20 in the US and Canada and $30 to most other countries (costs can go up to $40). This gets you express shipping with tracking, plus guaranteed delivery. If your seeds do not arrive, they will send you new ones free of charge.

They take payment by credit card or Bitcoin, with Interac e-Transfer as another option in Canada. Shipping is fast, with orders to North America generally taking 2-7 business days, and orders to most other locations arriving within 2 weeks.

They also offer a 80% germination guarantee and will replace your seeds if fewer than 80% of them germinate. You do have to follow the germination guide on their website (the link is in the header). They use the paper towel method, which works well.

The Crop King Seeds website might look a bit low budget, but it has an intuitive layout that is easy to understand and navigate. They provide a lot of info on each strain and they also have plenty of customer reviews. Their pricing is a bit higher than other seed websites, but the quality of their strains makes them a good value anyway. Our complete review has more.

Marijuana Seeds NL

Despite the name, Marijuana Seeds NL is not located in the Netherlands. They are headquartered in the UK. But this makes little difference for American customers.

Their slogan is “Original Seedbank Since ’99”, so they have been around a long time. They are not the oldest online seed bank, but they are near the top of that list. This means you can be sure they know what they are doing and they are reliable.

You can pay for your seed order using a credit card, Bitcoin (15% discount when paying with this method), wire transfer, or by sending cash through the mail. If you choose to pay by cash, you can use any of the following currencies: British Pounds, Euros, US Dollars, Canadian Dollars, Australian Dollars, New Zealand Dollars or Japanese Yen.

Shipping is free for very large orders, but even smaller orders get a shipping discount. The base shipping prices are £5.95 for standard, £10.95 for Stealth, and £16.95 for Guaranteed Stealth.

Standard gets shipped in a crush proof container inside a normal plain envelope. Stealth means the seeds are hidden discreetly in an unrelated item. Guaranteed Stealth is the same, but delivery is guaranteed. If your seeds are do not arrive within 25 days, they are resent at no extra cost to you. Shipping times are a bit longer than most other seed banks, but usually still arrive in 6 to 12 days.

The website is not as modern-looking as the two listed above, but it is still easy to navigate. It has a great selection, but the prices seem quite a bit higher than other sites at first glance. Actually, they are generally lower.

The smallest amount of seeds you can buy is 10, whereas other sites allow you to buy 3 or 5. This means that the base price you see is higher, since it is for a larger amount of seeds. On top of that, Marijuana Seeds NL gives you free seeds with every order. They always give you at least five, but often more. Read our full review for more.

Seed Banks That Take PayPal: Final Thoughts

While there are some seed banks that still accept PayPal, they are always newer ones that have not yet established a reputation. For that reason, you’re generally better off avoiding them, if you want seeds that last a long time.

And by the time they have established a reputation as a reliable provider of marijuana seeds online, chances are their PayPal account will have been closed. Someday perhaps, PayPal will feel comfortable working with seed banks, but until that day comes, you’re best off using a different payment method to purchase your cannabis seeds online.

There are very few seed banks that take PayPal left. That's due to PayPal's vague policies and inconsistent application of those policies. Avoid any banks that…

buy weed seeds with paypal

A simple Google search that says “marijuana seed banks payment using PayPal” will give you a long list of cannabis seedbanks. Check four or more of these sites and determine that it does accept PayPal payments. You will find this information from the site’s initial page or from its terms and conditions section.

Can You Buy Marijuana Seeds Online via Paypal?

Have you ever considered buying marijuana seeds from online marijuana seed banks? If you have, how were you able to pay for your order? Did you pay by using a credit card, debit card, bank deposits or cash on delivery?

Do you know that if you have a PayPal account, you can use this to order cannabis seeds online? And not only will you be able to pay for your purchases with PayPal, but you can also use this online payment system to detect potential scam sites?

To answer this quickly: yes, you can order marijuana seeds online using PayPal.

Because PayPal is a trusted online payment method, you can use this to order cannabis seeds online. But there’s a catch. Finding these seedbanks is quite hard to do. This may be because PayPal has strict regulations regarding selling goods online.

The online payment methods scrutinize members and have strict rules on payments and selling goods using their services. And of course, marijuana and marijuana products and seeds are not openly welcome all over the world. PayPal will evaluate the authenticity of these cannabis sites and allows its members to purchase only from safe and secure sites.

Why use PayPal when Ordering Marijuana Seeds Online?

PayPal offers a safe way to purchase anything online. You can guarantee that a site that accepts this payment method is safe to buy from.

PayPal lets you purchase from different online sites, from anywhere around the world because you can pay in any currency. Just set your PayPal account to the currency you want to use and as long as you have funds, you can purchase from anywhere.

Another reason to use PayPal to buy cannabis seeds is that you can use your checking account to pay. Simply add your checking account number to your PayPal account funds and then save your new settings. You just have to wait for a few days for PayPal to confirm your changes and after this, you may now use your checking account via PayPal.

A good feature of PayPal is its ability to provide payment confirmation as soon as you make your payment. Seconds after you have made your payment via PayPal, you will receive a confirmation message via email. Your payment transaction will take a few moments to complete but still, an email will be sent through email. You can tell that the payment pushed through when you check you My PayPal page. Under the “Completed” section, the payment to the seed bank may be seen. But if the payment is still unprocessed, this will appear in the “Pending” section of the page.

PayPal lets you track your payments and help you find PayPal-recommended sites. If a site has that PayPal logo, it means that it is a verified seller. If a seller is verified, it is trustworthy enough to order from.

Finally, PayPal has the Buyer Protection feature that will help you shop comfortably online. Buyer Protection covers you in case there is an issue with your order. If your order does not arrive or is not as described, PayPal will help their members get a refund.

To be able to qualify for the PayPal Buyer Protection, you must transact using PayPal, keep your account in good standing and you must open a dispute in PayPal’s Resolution Center. If you are not able to resolve your problem with the seed bank company then you can escalate your complaint and get your refund within 20 days from the date of the dispute.

Possible Reasons why some Online Seedbanks don’t Accept PayPal Payments

There are speculations that some online seedbanks are not PayPal accredited because these may not be trusted by the payment system. Although there is no proof that this is so, having the PayPal logo on the website serves as a sign that you can trust the seed bank.

Some seedbanks do not accept PayPal payments because not everyone can transact using PayPal. As of 2013, PayPal is still unable to transact business with more than 28 countries including Afghanistan, Bangladesh, Libya, Liberia, Pakistan, Iran, and Iraq. Because a number of online cannabis sites serve all countries around the world, not accepting payments from the mentioned countries would be quite unfair.

How to Look for Marijuana Seed Banks that Accept PayPal

A simple Google search that says “marijuana seed banks payment using PayPal” will give you a long list of cannabis seedbanks. Check four or more of these sites and determine that it does accept PayPal payments. You will find this information from the site’s initial page or from its terms and conditions section.

You can also look for PayPal-accredited marijuana seed banks by asking around. Check marijuana forums and ask members about these seedbanks. You can also locate PayPal marijuana sites by locating a reputable seed bank using PayPal. From the first page, even before you log in, use this page to locate online seedbanks.

Finally, before you even purchase cannabis seeds, make sure that cannabis seeds delivery is allowed in your country. Never make a mistake of ordering seeds only to find out that it is not prohibited. It may take time to ask for a refund using PayPal. So check local laws regarding cannabis seeds delivery and growing before you even shop for seeds.

If you are still doubtful whether a cannabis seed bank accepts PayPal payments, talk to a representative. If PayPal is not accepted, he will be able to help you find the right payment option for your needs. Other online payment option for cannabis seeds customers is Skrill. Similar to PayPal, Skrill lets you pay for online purchases safely and securely. It may not be as popular as PayPal but Skrill is well-known in Europe especially in the UK. Skrill payments are accepted worldwide but have stricter rules against payments, sending money and receiving payments.

So if you want a reliable and efficient payment method when purchasing cannabis seeds online, PayPal is the best choice for your needs.

Buy weed seeds with paypal
Why? Most of the larger, more reputable seedbanks won’t take Paypal anymore. One reason for this is that Paypal has an acceptable use policy that every user must agree to when they create an account. The policy states that Paypal may not be used to send or receive payments for narcotics, steroids, controlled substances, or drug paraphernalia.

Buying Marijuana Seeds with PayPal in 2019

In 2019, internet commerce is king. People go online to buy everything from furniture to clothing, e-books and electronics. They also go online to buy cannabis seeds.

When shopping online, most stores give you a variety of payment methods, from credit cards to cryptocurrencies like Bitcoin. Another popular payment method is Paypal. This leads many cannabis connoisseurs to ask: “Can I use Paypal for marijuana seeds?”

The answer is yes and no. Read on and we’ll explain in more detail.

The Pros of Using Paypal

Why do people love Paypal for online shopping? For one, it’s incredibly convenient. With a single username and password, Paypal gives you the ability to pay through an account that can be linked to your bank account or any credit card. You can also make payments, send, and receive money to and from your Paypal account itself.

The latter option is particularly wonderful for making purchases that you’d prefer not show up on your bank or credit card statements. All you have to do is transfer money from your bank account to your Paypal account. All you’ll see on your bank statement is a Paypal transfer. After that, the purchases you make with the transferred money are confined to Paypal and won’t register on your bank statement at all. Although it’s legal to purchase cannabis seeds in most places, there are various reasons why people may want to maintain their privacy in terms of these sorts of purchases showing up on their bank and credit card accounts – particularly if statements for those accounts are mailed to their homes.

Paypal is also a wonderfully secure way to shop. They act as gatekeepers for your financial information. In other words, if you use a credit card to make a purchase through Paypal, your account information stays with Paypal – they never share it with the merchant. Paypal simply sends them the payment and charges your credit card. Like a credit card company, Paypal constantly monitors your account for any suspicious activity that looks like it may be fraudulent so they can alert you if someone makes unauthorized purchases on your account.

Making purchases this way also affords you dispute resolution if there are any problems with a transaction, as well as purchase protection on anything you buy through Paypal. When it comes to Paypal and marijuana seeds in 2019, many buyers feel that this is a good insurance policy, especially if they’re purchasing from a little-known shop. (We’ll talk more about why that’s a bad idea, however, later in this article.)

Crop King Seeds, Homemade Premium Strains. Bitcoin and Credit Cards Accepted.

The Down Side of Using Paypal for Cannabis Seeds

Unfortunately, as wonderful, private and convenient as it may sound to buy cannabis seeds with Paypal, in 2019, things have become so complex that it’s not usually possible.

Why? Most of the larger, more reputable seedbanks won’t take Paypal anymore. One reason for this is that Paypal has an acceptable use policy that every user must agree to when they create an account. The policy states that Paypal may not be used to send or receive payments for narcotics, steroids, controlled substances, or drug paraphernalia.

While cannabis seeds aren’t technically considered a “controlled substance” in most places, unfortunately, Paypal gets the discretion to decide what transactions constitute a violation of their rules. This is covered in Paypal’s User Agreement. This means that while a seedbank may operate for years accepting Paypal for seeds, it only takes one transaction to be flagged to potentially derail everything. Shops risk having their payments frozen and their accounts shut down.

For seedbanks that are willing to run the risk of allowing their customers to buy cannabis seeds with Paypal, commissions are very high. In 2019, Paypal charges 2.9% + $0.30 USD per transaction. This sends some online cannabis seed retailers looking for other more affordable ways to sell their product.

Crop King Seeds. Worldwide stealth shipping. Bitcoin and Credit Cards Accepted.

Which Shops Accept Paypal for Cannabis Seeds?

Unfortunately, worry about policy enforcement and high commissions has caused many of the larger, better-known seedbanks to move away from accepting Paypal seed payments. Crop King Seeds, one of our trusted and most-recommended seedbanks, was one of the latest to stop accepting Paypal. (They do, however, accept credit cards and Bitcoin, so it’s still easy to make convenient and even anonymous payments for your cannabis seeds.)

Many other smaller shops still do accept Paypal, although they try to be discrete in the way they handle the payments so as to avoid having their accounts flagged. This is a risky game, however, both for the shop and for any buyers who take the gamble of getting their Paypal accounts suspended if a cannabis seed purchase attracts notice.

For customers using Paypal to buy cannabis seeds because of the Purchase Protection promise, buyer beware! On the Paypal website, the company lists specific items that are not covered by Paypal Purchase Protection. One of the things listed is “Items that violate our policies.”

If you buy weed seeds through Paypal and receive a batch of bad seeds from a little-known seedbank, it’s unlikely that Paypal is going to have any sympathy when you call them up or email them to tell them what you’ve purchased. You could even risk having your own account frozen or suspended due to purchasing items that violate Paypal’s policies.

Your Best Bet? Buy from Reputable Seedbanks

Problems with low-quality products and seedbanks with poor customer service sparked us to create reviews of the best and most-recommended online shops to buy cannabis seeds in 2019. We hope to guide our readers to the places with the best selection of strains, the most high-quality seeds, and the most excellent customer service should a problem arise with an order.

That last bit is incredibly important. When you shop at a reputable seedbank, you shouldn’t have to worry about security or the need to buy cannabis seeds with Paypal. Larger, well-known seedbanks will keep your credit card information secure, as well as provide stealth shipping to help you maintain your privacy. If you’re worried about a cannabis seed purchase showing up on your credit card or bank statement, many online seedbanks (such as MSNL Seed Bank) now take Bitcoin. If you’re hoping to make a 100% anonymous purchase without leaving any financial footprint, buying cannabis seeds with Bitcoin is the way to go.

The point is, even with the snags cannabis fans have hit with buying marijuana seeds through Paypal, in 2019, there are still many different ways to purchase your seeds in a secure, safe manner. Check out our reviews to learn which seedbanks we love best…and happy shopping!
Parent Page: Marijuana Seeds for Sale

A simple Google search that says “marijuana seed banks payment using PayPal” will give you a long list of cannabis seedbanks. Check four or more of these